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It doesn’t show which tools overlap, which contracts are expensive for your company’s size, where teams buy outside policy, or which subscriptions have no owner. That’s where SaaS spend analysis comes in, because it turns raw payments into decisions you can act on.",{"type":116,"attrs":174,"content":176},{"textAlign":25,"key":175},"p-1",[177],{"text":178,"type":122},"Spendesk analysed invoice and card-payment data from thousands of European companies and found significant variation in what comparable businesses pay for the same software, alongside widespread tool duplication. ",{"type":116,"attrs":180,"content":182},{"textAlign":25,"key":181},"p-2",[183],{"text":184,"type":122},"Capturing spend is only the first step, and the value comes from structuring it well enough to act on. This guide walks you through centralising and categorising spend, spotting duplicate tools and price outliers, detecting maverick spend, and prioritising savings. 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Spendesk’s research combined invoice and card data because relying on one payment rail alone would miss significant technology spending. For example, card payments represented a large share of spend with some AI vendors in the analysed dataset. A SaaS analysis built only from invoice data can therefore give finance an incomplete picture. The first step is to centralise the data.",{"type":247,"attrs":428,"content":429},{"level":249,"textAlign":25},[430],{"text":431,"type":122},"1. Create a clean vendor and category taxonomy",{"type":116,"attrs":433,"content":435},{"textAlign":25,"key":434},"p-29",[436],{"text":437,"type":122},"Raw supplier data is messy. 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